Mitra Proteksi Vehicle Insurance

What can be insured?

Any form of Motor Vehicle which is registered and licenced to be used and operated on public roads in accordance with the prevailing laws and regulations, such as:

  • Automobile – Private Passenger Car
    • Sedan, Station Wagon
    • MPV (Multi-Purpose Vehicle), SUV (Sport Utility Vehicle)
    • 4WD, Jeep, Dual Cabin Utility Vehicle
  • Commercial Vehicle
    • Trucks
    • Mini-Bus
    • Delivery Van
  • Motorcycle
    • Motorbike
    • Scooter
RISK COVERED

In accordance with Standard Motor Vehicle Policy for Indonesia (Polis Standar Kendaraan Bermotor Indonesia), this policy provides protects you in the event of damage or loss to your Motor Vehicle caused:

  • Collision (Traffic Accident)
  • Theft
  • Act of God (Earthquake, Storm, Windstorm, Volcanic Eruption & Tsunami)

Coverage can be extended to include:

  • Riots, Strikes, Malicious Damage and Civil Commotion
  • Third Party Liability (Property and Bodily Injury)
  • Personal Accident for Driver and Passenger
  • Terrorism & Sabotage

Special Program Offer for PNM Employees



Basic
Motor Cycle

(Max 10 Years old)

Motor Vehicle

(Max 20 Years old)

Total Loss Only Total Loss Only
Third Party Liability with Limit IDR. 1,000,000.00 Third Party Liability with Limit IDR. 10,000,000.00
Advanced
Motor Cycle

(Max 3 Years old)

Motor Vehicle

(Max 10 Years old)

Comprehensive Comprehensive

Third Party Liability with Limit IDR. 1,000,000.00

Personal Accident Driver with Limit IDR. 1,000,000.00

Personal Accident Passenger with Limit IDR. 1,000,000.00

Third Party Liability with Limit IDR. 10,000,000.00

Personal Accident Driver with Limit IDR. 10,000,000.00

Personal Accident Passenger with Limit IDR. 10,000,000.00 per Passenger (max 4 Passenger)

Optimum
Motor Cycle

(Max 3 Years old)

Motor Vehicle

(Max 10 Years old)

Comprehensive Comprehensive

Third Party Liability with Limit IDR. 5,000,000.00

Personal Accident Driver with Limit IDR. 1,000,000.00

Personal Accident Passenger with Limit IDR. 1,000,000.00

Riot, Strike, Civil Commotion

Flood, Windstorm Earthquake, Volcanic Eruption & Tsunami

Third Party Liability with Limit IDR. 10,000,000.00

Personal Accident Driver with Limit IDR. 10,000,000.00

Personal Accident Passenger with Limit IDR. 10,000,000.00 per Passenger (max 4 Passenger)

Riot, Strike, Civil Commotion

Flood, Windstorm Earthquake, Volcanic Eruption & Tsunami

Optimum Upgrade
Motor Vehicle

(Max 10 Years old)

Comprehensive

Third Party Liability with Limit IDR. 25,000,000.00

Personal Accident Driver with Limit IDR. 10,000,000.00

Personal Accident Passenger with Limit IDR. 10,000,000.00 per Passenger (max 4 Passenger)

Riot, Strike, Civil Commotion

Flood, Windstorm Earthquake, Volcanic Eruption & Tsunami

Terrorism & Sabotage

Note Total Loss Only = 75% Damage or Loss x Actual Current Market Value