Any form of Motor Vehicle which is registered and licenced to be used and operated on public roads in accordance with the prevailing laws and regulations, such as:
In accordance with Standard Motor Vehicle Policy for Indonesia (Polis Standar Kendaraan Bermotor Indonesia), this policy provides protects you in the event of damage or loss to your Motor Vehicle caused:
Coverage can be extended to include:
Special Program Offer for PNM Employees
Motor Cycle
(Max 10 Years old) |
Motor Vehicle
(Max 20 Years old) |
Total Loss Only | Total Loss Only |
Third Party Liability with Limit IDR. 1,000,000.00 | Third Party Liability with Limit IDR. 10,000,000.00 |
Motor Cycle
(Max 3 Years old) |
Motor Vehicle
(Max 10 Years old) |
Comprehensive | Comprehensive |
Third Party Liability with Limit IDR. 1,000,000.00 Personal Accident Driver with Limit IDR. 1,000,000.00 Personal Accident Passenger with Limit IDR. 1,000,000.00 |
Third Party Liability with Limit IDR. 10,000,000.00 Personal Accident Driver with Limit IDR. 10,000,000.00 Personal Accident Passenger with Limit IDR. 10,000,000.00 per Passenger (max 4 Passenger) |
Motor Cycle
(Max 3 Years old) |
Motor Vehicle
(Max 10 Years old) |
Comprehensive | Comprehensive |
Third Party Liability with Limit IDR. 5,000,000.00 Personal Accident Driver with Limit IDR. 1,000,000.00 Personal Accident Passenger with Limit IDR. 1,000,000.00 Riot, Strike, Civil Commotion Flood, Windstorm Earthquake, Volcanic Eruption & Tsunami |
Third Party Liability with Limit IDR. 10,000,000.00 Personal Accident Driver with Limit IDR. 10,000,000.00 Personal Accident Passenger with Limit IDR. 10,000,000.00 per Passenger (max 4 Passenger) Riot, Strike, Civil Commotion Flood, Windstorm Earthquake, Volcanic Eruption & Tsunami |
Motor Vehicle
(Max 10 Years old) |
Comprehensive |
Third Party Liability with Limit IDR. 25,000,000.00 Personal Accident Driver with Limit IDR. 10,000,000.00 Personal Accident Passenger with Limit IDR. 10,000,000.00 per Passenger (max 4 Passenger) Riot, Strike, Civil Commotion Flood, Windstorm Earthquake, Volcanic Eruption & Tsunami Terrorism & Sabotage |
Note Total Loss Only = 75% Damage or Loss x Actual Current Market Value